Individual DI Choice Products
The Choice Begins with You
Disability Income Choice provides essential income protection solutions for a wide range of sales situations. Ours is a comprehensive portfolio of products* that protect your clients’ most valuable asset – their income.
- Accident-Only Disability: Helps replace income in the event of an accident-related disability. Benefits begin as early as day one and last up to 24 months
- Short-Term Disability: More comprehensive disability income insurance, covering both accident- and sickness-related disabilities. Benefits begin as early as day one (day seven for sickness) and extend to a maximum of 24 months
- Long-Term Disability: Disability benefits that help replace income for an extended period. Typically benefit periods range from two years or until the client turns 67 after a determined elimination period
- Business Overhead Expense: Provides benefits to help business owners cover fixed monthly business expenses. This coverage pays monthly benefits for 12 or 18 months.
Optional Riders* Offer Additional Benefits
Mutual’s DI Choice Portfolio also helps provide your clients peace of mind with additional riders. Here are some of our optional riders:
- Critical Illness Benefit
- Hospital Confinement Benefit
- Accident Medical Expense Benefit
- Return of Premium Rider
- Extended Own Occupation
- Future Insurability Option
- Social Insurance Supplement Rider
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Individual DI Premium Savings
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Product Highlight Sheets**