Individual DI Choice Products

The Choice Begins with You

Disability Income Choice provides essential income protection solutions for a wide range of sales situations. Ours is a comprehensive portfolio of products* that protect your clients’ most valuable asset – their income.

  • Accident-Only Disability: Helps replace income in the event of an accident-related disability. Benefits begin as early as day one and last up to 24 months
  • Short-Term Disability: More comprehensive disability income insurance, covering both accident- and sickness-related disabilities. Benefits begin as early as day one (day seven for sickness) and extend to a maximum of 24 months
  • Long-Term Disability: Disability benefits that help replace income for an extended period. Typically benefit periods range from two years or until the client turns 67 after a determined elimination period
  • Business Overhead Expense: Provides benefits to help business owners cover fixed monthly business expenses. This coverage pays monthly benefits for 12 or 18 months.

Optional Riders* Offer Additional Benefits

Mutual’s DI Choice Portfolio also helps provide your clients peace of mind with additional riders. Here are some of our optional riders:

  • Critical Illness Benefit
  • Hospital Confinement Benefit
  • Accident Medical Expense Benefit
  • Return of Premium Rider
  • Extended Own Occupation
  • Future Insurability Option
  • Social Insurance Supplement Rider
  • Individual DI Premium Savings

    • Association
    • Self-Employed
    • Common Employer
    • Life + DI