The Advantages of a Full Product Portfolio
No two clients are alike. They have different occupations, diverse needs and unique financial situations. That’s why you need a variety of solutions at your disposal to ensure the right fit for your clients in every situation.
When it comes to income protection, Mutual of Omaha’s Disability Income Choice Portfolio gives you the advantage of multiple, customizable products under a single banner.
The products on both individual and multi-life platforms are:
- Designed for broad appeal within the middle market
- Available for issue ages 18-70*
- Guaranteed renewable with competitive rates
- Flexible so that your existing clients can take advantage of LTD buy-up opportunities
Take a Closer Look at Product Comparisons**
Product |
Maximum
|
Elimination
|
Benefit
|
Optional
|
|---|---|---|---|---|
|
Accident Only Disability |
$5,000 |
0, 7, 14, 30, 60 or 90 days |
3, 6, 12 and 24 months |
|
|
Short-Term Disability |
$5,000 |
0/7 (accident/sickness), 7, 0/14, 14, 30, 60 or 90 days |
3, 6, 12 and 24 months |
|
|
Long-Term Disability |
$12,000 |
60, 90, 180 or 365 days |
2, 5, 10 years and to age 67 |
|
Elimination Period (EP): The number of calendar days before the disability policy begins to pay benefits after a disabling sickness or injury.
Benefit Period (BP): The number of months the disability insurance policy pays benefits, after the EP is satisfied.